Credit Risk Management
This course will help you define and manage the risk profile and credit culture of our institution, identify emerging risks and what strategies to adopt in response. It will also explain what data and indicators to use to proactively manage credit risk. You will be able to identify, monitor and manage concentration risk and understand what approaches to adopt in order to improve credit risk assessment, mitigate risk, identify and manage problem loans.
· Understand the end-to-end framework used to manage credit risk within a bank
· Use the concepts and tools to identify, measure, monitor and control emerging credit risk
· Understand how product and service offerings drive the selection of the operating model and the credit process
· Manage concentration risk, including hedging and portfolio management
· Understand the purpose and benefits of stress testing and scenario analysis
· Consider the organizational matters when managing collections and problem loans selection steps
This course is designed for staff involved in credit administration, Credit Professionals within departments such as Credit Risk Management, Credit Policies and Procedures, Risk Assessment, Credit Approval, Loan Administration and Monitoring, Collections, as well as managers within Retail.